Health & Dental Insurance
All full-time undergraduate students, that have paid the Health Plan fee, are automatically enrolled in the Student Health and Dental Balanced Plan that is provided by We Speak Student.
The coverage period and rates for full time undergraduates are as follows:
September Start Students: September 1st - August 31st
$170.00 Health Benefits
$135.00 Dental Benefits
January Start Students: January 1st - August 31st
$120.00 Health Benefits
$135.00 Dental Benefits
If you wish to select an alternate plan (at no extra cost) you must do so prior to the deadline date.
FAMILY HEALTH AND/OR DENTAL BENEFITS
Full time undergraduate students interested in applying for Family Health and/or Dental Benefits must complete a separate application form.
The coverage period and rates are as follows(in addition to undergraduate rates noted above):
September Start Students: September 1st - August 31st
$342.00 Health Benefits
$376.00 Dental Benefits
$718.00 Health & Dental Benefits
January Start Students: January 1st - August 31st
$228.00 Health Benefits
$376.00 Dental Benefits
$604.00 Health & Dental Benefits
Please note: Should you decide to purchase Family Benefits for your spouse and/or dependent children they will also be enrolled in the same benefit plan that you are enrolled in.
Application forms for Family Health and/or Dental Benefits can be requested by email to generalmanager@unbsrc.ca.
Deadline Dates To Apply:
September 22, 2023 For September Start Students
January 26, 2024 For January Start Students
For complete coverage details please review the following booklet:
OPT-OUT DETAILS
If you have alternate coverage and want to opt out of the student insurance plan, you must do so online. Visit wespeakstudent.com, complete the online application form and retain a copy of your confirmation email. Students with valid alternate coverage will receive a credit on their UNB account.
PLEASE NOTE: Opting out must be completed annually as it does not automatically carry forward from one year to the next.
Opt Out Deadline Dates:
September 22, 2023 For September Start Students
January 26, 2024 For January Start Students
HOW TO FILE A CLAIM
Your drug, dental, and extended health care claims are paid by ClaimSecure.
Pay Direct (drug/dental claims): The pharmacy/dentist can submit your claim electronically for you, limiting your out of pocket expense. You will need to give the pharmacy/dentist the following:
Your Group Number: 513984
Provider: ClaimSecure
Your Certificate Number: U---------
(10 digit alpha numeric number)
I.E. If your student ID # is 6 digits the correct certificate # would be U000654321
I.E. If your student ID # is 7 digits the correct certificate # would be U007654321
To print your Student Health Plan Benefit Card click here
Submit Online: You are also able to submit your claim electronically by creating a profile with the insurer. You will need to provide your Group number, Certificate number and DOB when setting up your profile. You can also set up a direct deposit account for reimbursement. Please go to wespeakstudent.com and select the Online Claims Submission.
By Mail: Fill out the appropriate claim form(all claim forms can be downloaded from wespeakstudent.com), attach your original receipts and mail directly to ClaimSecure at:
ClaimSecure Inc.
P.O. Box 6500, Station A
Sudbury, ON P3A 5N5
Please note that general prescription drug, dental, and extended health care claims for the 2023-2024 policy year (Sept. 1, 2023- Aug. 31, 2024) must be RECEIVED by ClaimSecure no later than November 30, 2024 to be eligible for reimbursement.