Health & Dental Insurance
All full-time undergraduate students, that have paid the Health Plan fee, are automatically enrolled in the Student Health and Dental Balanced Plan that is provided by WeSpeakStudent.(WeSpeakStudent is becoming ALUMO).
The coverage period and rates for full time undergraduates are as follows:
September Start Students: September 1st - August 31st
$235.00 Health Benefits
$140.00 Dental Benefits
January Start Students: January 1st - August 31st
$160.00 Health Benefits
$140.00 Dental Benefits
FAMILY HEALTH AND/OR DENTAL BENEFITS
Full time undergraduate students interested in applying for Family Health and/or Dental Benefits must complete a separate application form.
The coverage period and rates are as follows(in addition to undergraduate rates noted above):
September Start Students: September 1st - August 31st
$485.00 Health Benefits
$390.00 Dental Benefits
$875.00 Health & Dental Benefits
January Start Students: January 1st - August 31st
$328.00 Health Benefits
$390.00 Dental Benefits
$718.00 Health & Dental Benefits
Application forms for Family Health and/or Dental Benefits can be requested by email to generalmanager@unbsrc.ca.
Deadline Dates To Apply:
September 25, 2026 For September Start Students
January 22, 2027 For January Start Students
For complete coverage details please review the following booklet:
The 2026-27 Booklet will be posted soon.
OPT-OUT DETAILS
If you have alternate coverage and want to opt out of the student insurance plan, you must do so online. Visit wespeakstudent.com, complete the online application form and retain a copy of your confirmation email. Students with valid alternate coverage will receive a credit on their UNB account. Proof of other 'Dental' coverage is not required.
PLEASE NOTE: Opting out must be completed annually as it does not automatically carry forward from one year to the next.
Opt Out Deadline Dates:
September 25, 2026 For September Start Students
January 22, 2027 For January Start Students
HOW TO FILE A CLAIM
Your drug, dental, and extended health care claims are insured by Desjardins.
Pay Direct (drug/dental claims): The pharmacy/dentist can submit your claim electronically for you, limiting your out of pocket expense. You will need to give the pharmacy/dentist the following:
Desjardins Group Policy: Q2543
RX ID: 51
Your Certificate ID: Your Student ID
Submit Claims Quickly & Easily: Register on the Omni Mobile App or Desjardins Insurance's online portal. Access your Payment Card, which lets you get claims processed immediately, and submit eligible types of claims online.
Claim Inquiries
Desjardins Customer Service
1-800-263-1810
Monday to Friday, 8:00 AM - 8:00 PM (EST)
Please note that general prescription drug, dental, and extended health care claims for the 2025-2026 policy year (Sept. 1, 2025- Aug. 31, 2026) must be RECEIVED by ClaimSecure no later than November 30, 2026 to be eligible for reimbursement.